Millions keep ill health secret from loved ones
Home >
All >
Millions keep ill health secret from loved ones
A new study* has revealed that seven million people (13% of the population) are hiding a mental health condition from loved ones, while nearly four million (7%) are keeping quiet about a physical health problem.
Although we all have personal information we’d prefer to keep private, concealing the truth from our families can cause symptoms such as anxiety (34%), guilt (29%) and difficulties sleeping (25%), as well as have serious long-term implications.
Protect yourself and your family
Keeping important health issues secret from your family could be painful and shocking if you died or became seriously ill. What’s more, they could find themselves facing financial hardship at an extremely difficult time.
Even if you have a life insurance or critical illness policy, your claim may be rejected if, as with your family, you also don’t tell your insurer about your condition. If you’re hiding a mental or physical health condition when the policy is underwritten, there’s a significant chance you could invalidate your life insurance or critical illness policy.
How we can help
In these difficult times, a problem shared is a problem halved. By talking to us, we can help you put sufficient protection in place that will protect both you and your family against unexpected life events.
*Life Search, 2020
It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK. We cannot assume legal liability for any errors or omissions it might contain. Levels and bases of, and reliefs from, taxation are those currently applying or proposed and are subject to change; their value depends on the individual circumstances of the investor. No part of this document may be reproduced in any manner without prior permission.
The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated. If you withdraw from an investment in the early years, you may not get back the full amount you invested. Changes in the rates of exchange may have an adverse effect on the value or price of an investment in sterling terms if it is denominated in a foreign currency.
Information is based on our understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from, taxation are subject to change.
Tax treatment is based on individual circumstances and may be subject to change in the future.
Other Insights of interest
22nd April, 2026
Are your family ready for the largest intergenerational transfer in history?
The world is on the brink of an unprecedented transfer of wealth. A notable World…
Read full insight
16th April, 2026
Build momentum from day one – new tax year planning
A new tax year feels a bit like spring cleaning for your finances – a…
Read full insight
9th April, 2026
Economic Review March 2026
Middle East conflict hits UK economy The Office for Budget Responsibility (OBR) warned the Middle East…
Read full insight
1st April, 2026
The gradual retirement trend – making the right choices
New research1 highlights a growing preference among UK workers for a gradual transition into retirement,…
Read full insight