When it comes to establishing a successful investment strategy, striking the right balance is essential. Taking into account individual client needs and attitude to risk, our approach to investing is methodical, diligent and analytical.
We are totally independent and through a process of whole of market review, analysis and critiquing of investment strategies, funds and companies we identify the very best solutions for clients. Our Investment Committee provide constant oversight and keep track of this highly fluid marketplace.
We can provide income, capital or a mixture of the two and can also arrange to use valuable reliefs such as ISAs and your Capital Gains Tax Allowance by systematic selling of existing assets. For most of our clients we prepare tax packs to assist your accountants.
By working closely with some of the biggest financial institutions, we create bespoke solutions and access the widest range of assets. We focus on diversification and blended strategies, incorporating both passive and active styles to generate out-performance. However we also run passive only, ethical and single asset portfolios where required.
Through the use of advisory and discretionary investment services, we can help with asset allocation, preservation and growth of capital and provision of regular income. This is underpinned by a designated investment committee and a rigorous research framework to provide non-partisan guidance.
We believe offering our own discretionary fund management services would compromise our independence and introduce a conflict of interest. We want to have the freedom to help move client money without cost to the client so that they remain within the best performing funds and investment houses at all times.
We negotiate deals with those companies we believe are market leaders and each of these companies submit regular data with which we monitor their ongoing suitability. We check such aspects as their performance, the risk within the portfolio, how actively the fund is managed and the contribution to profit of each underlying asset class. On an individual basis we are concerned with adherence to risk mandates, understanding of likely access to funds and clarity of communications and reporting to clients.
The thoroughness and ongoing interrogation of data and investment manager alike has resulted in consistent out performance of client portfolios to ARC, our preferred independent benchmark year on year.
All clients have 24 hour access to their portfolios online and we account formally to investors at least annually with a full audit.
For some of our larger portfolios (typically over £15 million) we have bespoke deals with specialist investment companies who may excel in a certain sector or asset type such as UK equities.
Whatever your situation we can help.
The Investment Committee
The Investment Committee’s main role is to protect client capital, drive up performance and mitigate risks by ensuring all parties behave responsibly, ethically and compliantly and at all times adhere to tight internal controls.
The committee sits formally each quarter but receives ongoing market data which helps shape our proposition, alerts us to future risks and helps us discover new opportunities. Providers that we work with and investment companies we invest through are mandated to provide regular figures to us and the committee regularly meets with all concerned to review matters.
The committee comprises senior members of the Board and Technical and Research team with a revolving contribution from Investment Directors at Investment firms sitting on our panel.