Financial decisions – put your best foot forward

Perplexed by your pension? Seeking investment inspiration? Then why not head to your local park or forest for an energising walk. Autumn is a perfect time to kick some leaves and ideas around! 

It’s well known that being active, especially outdoors, helps us think more clearly. Research¹ shows that 38% of UK adults consider major financial decisions while walking. Others said their best ideas came while on holiday (33%) or even in the shower (21%)! 

Whether you’re planning for retirement, reshaping your savings, thinking about inheritance, considering your protection plans or preparing to pass wealth across generations, a mood-enhancing walk can help bring clarity. Walking not only clears the mind, but also boosts physical health by raising energy levels, lowering blood pressure and strengthening immunity. It’s often in these quieter moments that the big financial decisions become clearer. 

As you reflect, keep these guiding principles in mind: 

• Stay future-focused – ensure your plans support long-term goals like retirement and family security 

• Balance risk – make sure your decisions are aligned with your risk profile 

• Think beyond yourself – reflect on how decisions may affect loved ones and future generations 

• Give yourself space – stepping back often leads to better, calmer choices 

• Draw on trusted guidance – to provide clarity, confidence and peace of mind.

If you’d like a sounding board for your next steps, we’d be delighted to talk (and walk you through) what’s right for you and your individual circumstances. 

¹Standard Life, 2025  

The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated.