Home Finance – In the news
Home >
All >
Home Finance – In the news
Two in three buy-to-let landlords have no plans to sell any of their properties in the upcoming year, new research* has revealed. While the new Renters Reform Bill had led some to predict a selling spree, it seems most are holding onto their investments – for now. Those with a single property (75%) and those with two or three (69%) are most likely to hold onto all their properties. In a turbulent market, rising interest rates are the main motivation for six in 10 landlords who intend to sell, a 15% jump on the previous survey. Nearly half claim that the rent they charge no longer covers their mortgage costs.
Majority experiencing transaction delays
More than half of people selling a property in the last year experienced delays, a survey** has shown, with one in five seeing their transaction collapse. For more than six in 10 sellers, moving home within their timeline was an important factor when entering the market. Almost four in 10, meanwhile, believed that the requirement to provide information on their property at various points during the process contributed to the delay.
*Landbay, 2023
**Moverly, 2023
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.
It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK. We cannot assume legal liability for any errors or omissions it might contain. Levels and bases of, and reliefs from, taxation are those currently applying or proposed and are subject to change; their value depends on the individual circumstances of the investor. No part of this document may be reproduced in any manner without prior permission.
The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated. If you withdraw from an investment in the early years, you may not get back the full amount you invested. Changes in the rates of exchange may have an adverse effect on the value or price of an investment in sterling terms if it is denominated in a foreign currency.
Information is based on our understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from, taxation are subject to change.
Tax treatment is based on individual circumstances and may be subject to change in the future.
Other Insights of interest
25th June, 2025
Residential Property Review – June 2025
May sales hit post-2022 high as housing market regains momentum Rightmove says May 2025 was…
Read full insight
25th June, 2025
Commercial Property Market Review – June 2025
City investment rebounds with biggest deal in over a year as recovery continues London City’s…
Read full insight
17th June, 2025
Closing the investing gap
A recent report1 estimates 13 million UK adults are sitting on £430bn of cash savings….
Read full insight
11th June, 2025
Four in five clients see financial advice as ‘value for money’
People with a financial adviser are more optimistic about their financial future. That’s one of…
Read full insight