Rediscover what’s right under your nose
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Rediscover what’s right under your nose
As the uncertainty surrounding international travel prevails, it’s understandable that there has been an 800% rise in Brits searching for ‘Staycation UK’ in recent weeks*.
Closer to home
It seems that the pandemic is prompting us to rediscover and appreciate what’s on our doorstep. This attitude extends to our finances too. Over the years, life ramps up a notch and it’s easy to lose track of monetary matters. If this sounds familiar, you’re certainly not alone; one in five savers have lost track of a pension pot, a situation likely to worsen. Meanwhile, 43% of us have lost track of a bank account, 17% don’t know what’s happened to their Premium Bonds and 15% have been separated from an ISA** – leaving them unnecessarily out of pocket.
Back in the driving seat
Taking stock of your finances and appreciating what you already have can give you a sense of financial control during uncertain times. If you feel like you need to tighten your grip on your finances, a review can help you make the most of what you already have and set you up to plan ahead and fill any gaps in your financial armour. Before setting off on an autumn staycation, contact us to get reacquainted with your finances.
*Staysure, 2020
**NS&I, 2018
It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK. We cannot assume legal liability for any errors or omissions it might contain. Levels and bases of, and reliefs from, taxation are those currently applying or proposed and are subject to change; their value depends on the individual circumstances of the investor. No part of this document may be reproduced in any manner without prior permission.
The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated. If you withdraw from an investment in the early years, you may not get back the full amount you invested. Changes in the rates of exchange may have an adverse effect on the value or price of an investment in sterling terms if it is denominated in a foreign currency.
Information is based on our understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from, taxation are subject to change.
Tax treatment is based on individual circumstances and may be subject to change in the future.
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