What would happen if you were unable to work due to accident or illness?
Lose your earnings and your ability to meet ongoing expenditure, to fund children’s education and fund retirement are compromised. This is why we believe that income protection is crucial.
An appropriate policy could provide you with a vital security net, reducing the financial impact of an unforeseen event which prevented you from working.
Mortgage and dependent insurance
One might consider a policy widely used to ensure that your loved ones can continue living in your home after an unexpected death. The ability to pay off outstanding debt such as your mortgage, can significantly reduce the financial strain that an unexpected death can cause on a family.
Alternatively the premature death of a spouse or parent could leave dependents in financial hardship. Protection designed to provide an income at such a time need not be expensive but may be critical should the worst happen.
Private medical insurance
The National Health Service provides for most eventualities but does so typically with delay and in the most basic format. Treatment of non-life-threatening injuries can face lengthy delays. We can assist with applying for private cover, ensuring that you and your family can return to their active lifestyles as quickly as possible.